:root{--g:#1f4b73;--g2:#173a5a;--sand:#eef3f8;--ink:#1f2421;--mut:#5d655f;--acc:#c8792b;--r:14px}
*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.55}
.lj-wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.lj-hero{background:linear-gradient(160deg,rgba(14,32,56,.86),rgba(20,52,86,.55)),radial-gradient(ellipse at 70% 120%,#ffffff 0%,#e8f0f7 30%,transparent 31%),radial-gradient(ellipse at 15% 130%,#f4f8fb 0%,#dbe7f1 35%,transparent 36%),linear-gradient(180deg,#5d86ad 0%,#a9c4dc 55%,#eef3f8 100%);color:#fff;padding:28px 0 64px}
.lj-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:48px}
.lj-logo{font-weight:800;font-size:20px;letter-spacing:.5px}.lj-logo span{color:#f0c27a}
.lj-top a{color:#fff;text-decoration:none;border:1px solid rgba(255,255,255,.6);padding:8px 16px;border-radius:999px;font-size:14px}
.lj-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:start}
.lj-hero h1{font-size:clamp(30px,4.5vw,48px);line-height:1.12;margin:0 0 16px}
.lj-hero p.lead{font-size:18px;opacity:.95;margin:0 0 24px;max-width:540px}
.lj-checks{list-style:none;padding:0;margin:0 0 8px}.lj-checks li{padding:6px 0 6px 30px;position:relative}
.lj-checks li:before{content:"✓";position:absolute;left:0;top:5px;background:var(--acc);color:#fff;width:20px;height:20px;border-radius:50%;font-size:12px;display:flex;align-items:center;justify-content:center;font-weight:700}
.lj-card{background:#fff;color:var(--ink);border-radius:var(--r);padding:24px;box-shadow:0 20px 50px rgba(0,0,0,.25)}
.lj-card h2{margin:0 0 4px;font-size:22px}.lj-card .sub{color:var(--mut);font-size:14px;margin:0 0 16px}
.lj-f{display:grid;grid-template-columns:1fr 1fr;gap:12px}.lj-f .full{grid-column:1/-1}
.lj-f label{display:block;font-size:13px;font-weight:600;margin-bottom:4px}
.lj-f input,.lj-f select,.lj-f textarea{width:100%;padding:11px 12px;border:1px solid #cfd5d0;border-radius:10px;font:inherit;font-size:15px;background:#fff}
.lj-f input:focus,.lj-f select:focus,.lj-f textarea:focus{outline:2px solid var(--g);border-color:var(--g)}
.lj-f .chk{display:flex;gap:8px;align-items:flex-start;font-size:13px;font-weight:400;color:var(--mut)}.lj-f .chk input{width:auto;margin-top:3px}
.lj-btn{display:block;width:100%;background:var(--acc);color:#fff;border:0;border-radius:10px;padding:14px;font-size:17px;font-weight:700;cursor:pointer}
.lj-btn:hover{background:#b0661f}.lj-btn[disabled]{opacity:.6;cursor:wait}
.lj-note{font-size:12px;color:var(--mut);text-align:center;margin-top:8px}
.lj-msg{display:none;padding:14px;border-radius:10px;margin-top:12px;font-size:15px}.lj-msg.ok{display:block;background:#e6f2e8;color:var(--g2)}.lj-msg.err{display:block;background:#fbeaea;color:#8a1f1f}
.lj-sec{padding:64px 0}.lj-sec.alt{background:var(--sand)}
.lj-sec h2{font-size:clamp(24px,3vw,34px);margin:0 0 10px;text-align:center}.lj-sec .intro{text-align:center;color:var(--mut);max-width:680px;margin:0 auto 36px}
.lj-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.lj-box{background:#fff;border-radius:var(--r);padding:22px;border:1px solid #dbe4ec}.lj-box .ic{font-size:28px}.lj-box h3{margin:8px 0 6px;font-size:18px}.lj-box p{margin:0;color:var(--mut);font-size:15px}
.lj-steps{counter-reset:s}.lj-steps .lj-box{position:relative;padding-top:44px}
.lj-steps .lj-box:before{counter-increment:s;content:counter(s);position:absolute;top:16px;left:22px;background:var(--g);color:#fff;width:26px;height:26px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:14px}
.lj-cta{text-align:center}.lj-cta a{display:inline-block;background:var(--acc);color:#fff;text-decoration:none;padding:14px 28px;border-radius:999px;font-weight:700}
.lj-foot{background:var(--g2);color:#d8e2da;padding:28px 0;font-size:14px}.lj-foot a{color:#fff;margin-right:16px}
@media(max-width:860px){.lj-grid,.lj-3{grid-template-columns:1fr}.lj-hero{padding-bottom:40px}.lj-top{margin-bottom:28px}}
@media(max-width:480px){.lj-f{grid-template-columns:1fr}}